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WebJul 12, 2024 · Visit Citizens to access your personal loan account. You can make a payment, submit requested documents or check your loan balance and recent payments. Find a Branch/ATM; Customer Service; ... Mortgages & Home Loans Refinance a Mortgage New Construction Loans Home Equity Line of Credit. WebLog in to your Citizens One account by entering your User ID and password so you can securely view and manage your accounts online. WebOne point equals one percent of your loan amount and will usually result in a rate that is one-eighth to one-quarter of a percent lower. ... For first mortgages, Citizens does not always require a property address to lock a rate. However, once we lock the rate we'll need a property address within 30 days. Speak with a home loan originator for ... czw wired championship