Web411 SE 10th Street Suite 102. Madison, South Dakota 57042. Phone: 605-556-0229 Fax: 605-556-0184. When you co-sign a mortgage, you're taking on responsibility for the mortgage, but you have no claim to the house. Co-borrowers are two or more borrowers who are taking on the mortgage together and will have legal ownership of the property. An example of this is two spouses getting a mortgage together to … See more If you're a borrower who's considering asking someone to be your co-signer because you're not sure you'd qualify on your own, you may still have other options, such as: 1. Get a … See more As a co-signer, you'll need to meet the minimum credit score requirements for the type of loan the borrower is trying to qualify for. 1. Conventional: 620 2. FHA:580 3. … See more Not all mortgage programs and lenders allow co-signers. "Not all banks allow co-signers for all their loan programs, and when permitted, they … See more

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